Kordiva
Online card payments for businesses

Accept online card payments in North Macedonia

Kordiva helps eligible, verified Macedonian online stores accept supported card and wallet payments through a managed Stripe-powered checkout, with orders, refunds, disputes, and payouts handled in one operating system.

What the Kordiva payment flow includes

Checkout
Secure hosted checkout for supported Visa, Mastercard, Apple Pay, Google Pay, and other methods available for the transaction.
Order confirmation
Successful payments update the order, notify the merchant and customer, and create the operational record.
Refunds and disputes
Merchants manage refund requests and provide evidence for card disputes through the Kordiva workflow.
Payout visibility
Track eligible payout amounts, delivery-based holds, reserves, and deductions from the merchant dashboard.
No custom gateway project
Use the integrated Kordiva flow instead of funding and maintaining a separate bank gateway integration.
Business verification
Activation requires a registered business, KYB/KYC, bank details, product review, and compliant store policies.

How to start

This page is for businesses that want to accept payments, not for consumers searching for debit cards or physical POS terminals.

  1. 1. Create a Kordiva organization and store.
  2. 2. Complete legal, product, bank, and website information.
  3. 3. Pass payment and restricted-product verification.
  4. 4. Publish the store and begin accepting supported payments.

Payment roles

Kordiva operates the managed Stripe-powered payment flow. The store merchant remains responsible for its products, fulfilment, taxes, policies, and customer obligations. Exact processing roles and settlement terms are defined in checkout disclosures and the approved merchant's written agreement.